Your browser version is outdated. We recommend that you update your browser to the latest version.

Pricing for Credit Education and Document Preparation:

  • Our fees are a low $129 $99 monthly per client or $258 $175 monthly for couples. Payments will be set to charge automatically as recurring on the same day of the month until services are cancelled by either party.

  • There is absolutely no binding contract with ARA and you may terminate your membership at any point you wish.
  • Our billing system works with any US-issued magstripe or chip cards bearing a Visa, MasterCard, American Express, Discover or bank debit card with a Visa or Mastercard logo (will be processed as credit transaction)
  • We offer an easy delivery service of all certified mail correspondence for $10 per letter. This is totally optional to the client.  It is recommended that certain letters be mailed certified, if you wish to do it yourself, it will always be at your discretion.
  • Generous referral bonuses and discounts
  • We do not charge an hourly fee

  • We charge less than you would pay for a few hours with an attorney

  • We do not stick you with any hidden fees

  • We will be there for you every step of the way and answer any questions you have during the repair process.

We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until completion or you decide to terminate the relationship.

Improving your credit is one of the wisest investments you can make! Please mention you want the 'Internet Special' and your $150 set up fee will be waived!!! 











How to register for your free consultation and which website to get your 3 bureau credit report. Click on images for instructions on how to get us your information for your credit analysis and plan of action. Then go to to retrieve your 3 bureau credit report for $1!!